USING CREDIT CARDS WISELY TO BUILD CREDIT HISTORY
Did you know that if used and managed properly, credit cards can be a great way to build your credit or get your credit back on track? If you’re just starting, out then using credit cards can help you build positive credit history. Be sure the creditor who issues your card is reporting your activity to the credit bureaus. Start out small and ensure that you will be able to pay your your credit card bills on time. Always be sure to read the terms and conditions double checking that there are no loopholes or hidden charges associated with using the credit card. Read More
Start Building Your Credit History With These Special Offers
Make sure that the creditor who issues your card is reporting your activity to the credit bureaus.
Imagine Gold Mastercard®
- Quick Online Decision*
- Bad Credit Ok!
- Reports to the major credit bureaus
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 19.75% | N/A | N/A | $150 | 25 days | $35 | $35 | Bad Credit OK |
New Millennium Bank Secured Gold Visa® or Mastercard®
- No CREDIT CHECK
- Approved REGARDLESS OF CREDIT HISTORY
- Credit limits UP TO $10,000
- Reports to ALL 3 BUREAUS
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 19.50% | N/A | N/A | $59 | 0 days | $20 | $20 | Accepts All |
Purpose Money featuring Tribute Mastercard®
- Quick Application with Decision in Seconds
- Reports to the Major Credit Bureaus
- Apply for Multiple Credit Products in One Easy Step
- Acceptance at millions of locations worldwide
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 19.75% | N/A | N/A | $150 | 25 days | $35 | $35 | Bad Credit OK |
Orchard Bank Gold MasterCard
- Enjoy the prestige of a Gold Mastercard
- Receive Gold card privileges and benefits
- Great credit card to strengthen or rebuild your credit
- Reports to all 3 credit bureaus monthly,
which can help improve your credit score
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 14.90% | N/A | N/A | $79 | 25 days | $35 | $30 | No Credit OK |
Orchard Bank Platinum MasterCard
- Enjoy the prestige of Platinum with no up front fees
- Premium Platinum benefits including Purchase Protection
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly,
which can help improve your credit score
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 14.90% | N/A | N/A | $59 | 25 days | $35 | $30 | Fair Credit |
Orchard Bank Secured MasterCard
- Reports to all 3 credit bureaus monthly,
which can help improve your credit score - Free Online 24-hour Account Access and Bill Pay
- Complete your application, including your security deposit, online
- Set your own credit limit
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 14.90% | N/A | N/A | $35 | 25 days | $35 | $30 | Accepts All |
Orchard Bank Silver MasterCard
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly,
which can help improve your credit score - Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 14.90% | N/A | N/A | $49 | 25 days | $35 | $30 | No Credit OK |
New Millennium Bank Secured Platinum Visa® or Mastercard®
- No CREDIT CHECK
- Approved REGARDLESS OF CREDIT HISTORY
- Credit limits UP TO $10,000
- Reports to ALL 3 BUREAUS
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 19.50% | N/A | N/A | $59 | 0 days | $20 | $20 | Accepts All |
Total Visa® Card
Other fees you should know about.
- Instant On-Line Decision
- Monthly Reporting to All Major Credit Bureau's
- Free 24 Hour Online Account Access
- Outstanding Customer Service
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 19.92% | N/A | N/A | $48 | 25 days | $29 | $25 | Bad Credit OK |
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| Account Set-Up Fee (one-time) |
$56.00 |
Annual Fee |
$48.00 |
| Participation Fee (Monthly) | $8.00 |
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Access Visa® Card
Other fees you should know about.
- Instant On-Line Decision
- Bad Credit? No Credit? Give Access A Try!
- Free 24 Hour Online Account Access
- Reports to All Major Credit Bureaus
| APR | Intro APR | Intro APR Period | Annual Fee | Grace Period | Late Fee | Overlimit Fee | Credit Needed |
| 19.92% | N/A | N/A | $48 | 25 days | $29 | $25 | Bad Credit OK |
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| Account Set-Up Fee (one-time) |
$56.00 |
Annual Fee |
$48.00 |
| Participation Fee (Monthly) | $8.00 |
| [ close ] |